WHAT WE OFFER

Navigate Complex Financial Decisions with Confidence

BUILDING A FINANCIAL PLAN

Unique to the individual, a comprehensive plan has many components, and crafting the plan requires knowledge and expertise. We'll take the guesswork out of the process and help you create, and maintain, a plan designed around your needs.

RETIREMENT PLANNING

Whether you are in retirement, nearing retirement, or many years away, we help clients create a road map to meet their retirement goals. Our experience in retirement planning spans decades and we have successfully guided our clients through the stages of retirement planning from wealth accumulation, to pre-retirement strategizing, and ultimately helping them transition into retirement.

INVESTMENT MANAGEMENT

Our investment philosophy is rooted in evidence-based strategies, drawing from long-term market history rather than short-term predictions. Understanding that each client is unique, we create customized portfolios tailored to your specific investment goals, risk tolerance, time horizon, and tax situation. We prioritize efficiency by designing portfolios with cost management and tax efficiency in mind, recognizing that high fees and taxes can impede performance. And, as Fee-Only advisors, we maintain an unbiased stance, free from commissions or financial incentives that could sway our recommendations.

TAX PLANNING

Waiting until tax time to reduce your taxes is often "too little too late" as proper tax planning is a year-round process. Whether you are in retirement or many years away, we help you build a tax strategy around your unique circumstances so you don't miss out on tax saving opportunities. By taking a proactive approach, you can take advantage of strategies to minimize, postpone, or eliminate taxes.

EQUITY-BASED COMPENSATION

Many professionals who receive equity compensation are accomplished individuals, but managing these awards and understanding how they impact your broader financial plan and tax situation can be daunting. By leveraging our experience, we can offer you the knowledge and guidance you need to make informed decisions and fast-track the attainment of financial goals from your equity-based compensation.

OTHER PLANNING AREAS

As part of our comprehensive service, we also provide guidance to clients in the areas of:

Estate and legacy planning
Educational funding for children or grandchildren
Cash flow management and budgeting
Insurance and risk management analysis (we don't sell insurance)
Charitable giving
Advice when making large financial decisions such as buying a home